When you subscribe to any of our folios we’ll usually send you an email regarding any changes we make (on the frequency of such updates we note (e.g., monthly)), so you can update your portfolio, if you wish. The date we make such changes to the model portfolios are always after the end of each stated period, and vary from time to time (e.g., any update we make to a folio may not occur for some weeks after the stated update frequency). You have full control to make your own investment decisions based on your individual investment objectives, risk tolerance, and financial situation. We do not offer investment advice and the folios we offer as RTGs are not advised offerings.