Yes, we can for our benefit loan securities held in the margin enabled account and pledge those securities, for an amount up to 140% of your margin debit to us, as collateral for a loan at a bank. We may also loan these securities to ourselves or to others. As a result of these loans, clients may not be entitled to receive certain benefits, such as the ability to exercise voting rights and/or receive interest, dividends, and/or other distributions on the securities lent. They may only be allocated and receive substitute payments in lieu of interest, dividends, and/or other distributions. Substitute payments may not be afforded the same tax treatment as actual interest, dividends, and/or other distributions, and clients may incur additional tax liability for substitute payments that they receive. We may allocate substitute payments in any manner permitted by law, rule, or regulation, including, but not limited to, through a lottery allocation method. Clients are not entitled to any compensation in connection with securities lent or pledged from an account or for additional taxes they may be required to pay as a result of any tax treatment differential between substitute payments and actual interest, dividends, and/or other distributions.